Sometimes it’s the cost of dental care that causes people to hesitate in scheduling their next appointment. However, dental insurance, when used correctly, can go a long way towards protecting your pocketbook while your dentist protects your smile! Our team at Jewel Lake Dental has worked with many different insurance companies, and they can show you how to get the most out of your plan. Read on to learn some tips for maximizing dental benefits.
Your dental plan has a certain amount of money set aside to help pay for your dental care throughout the year. The question is, how much of that money can be used for specific services? Generally speaking, dental insurance encourages a preventive approach to dentistry, meaning you’ll generally get the most coverage when paying for checkups and cleanings. The goal is to prevent larger oral health issues from occurring at all so that you avoid needing complex and potentially costly treatments.
The coverage your dental insurance provides might vary depending on what provider you have and which policy you’ve chosen. If you need help understanding your benefits, we can go over them with you. That said, most plans follow a similar pattern: full coverage for preventive care, 80 percent coverage for minor restorations like fillings, and 50 percent coverage for more complex procedures like root canals. (Note that different plans might classify procedures differently, so what is a minor procedure under one policy might be considered major under another.)
A dental office doesn’t necessarily have to be in-network with your insurance provider in order to accept your plan, but if they are, you’ll save more money. We’re in-network with a number of plans, and we invite you to call us to see if your own policy falls under that category. We are willing to accept a number of different plans, and we will handle the claim-filing process for you in order to make absolutely sure that you receive the benefits that you’ve already paid for.
The PPO insurances that we accept include: